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The Bancorp Bank Credit Card |
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| Intro Rate: |
No Introductory Rate Available |
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| Annual Fee: |
$0 |
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Point |
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Want to Direct Deposit paychecks or government benefits check to a prepaid card? Then the Vision Premier® Prepaid Visa® Card is the best card for you. Vision Premier is stress free. There are no customer service fees and no bank account needed. It's prepaid, so you spend only whats on your card. Theres no credit check, no debt, no interest and no overdraft fees. With FREE Direct Deposit, your pay or benefits checks arrive faster each payday. Use it everywhere Visa debit cards are accepted - grocery stores, restaurants, retail stores, gas stations, shop online, pay bills and more. Adding cash is quick and easy at more than 100,000 retail locations, and you can track spending with FREE text and email alerts and 24/7 online access. Click here for a complete review. |
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Redirecting to the card issuer's secure server.
Please wait while we redirect you to the card issuer's secure website to apply for the card you selected.
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| Intro Rate: |
No Introductory Rate Available |
| Duration: |
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| Annual Fee: |
$0 |
| Regular APR: |
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| Reward Type: |
Point |
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The Wired Plastic™ Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.
Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.
It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.
Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.
Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option. Click here for a complete review. |
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