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Prepaid Credit Card



Wired Plastic® Prepaid Visa® Card
Intro Rate: No Introductory Rate Available
Duration:
Annual Fee: $0
Regular APR:
Reward Type:   Point
The Wired Plastic® Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card. Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card. There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $5.95, and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card. It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program. Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners. Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic® Prepaid Visa® Card to be a beneficial option. Click here for a complete review.



Vision Premier® Prepaid Visa® Card
Intro Rate: No Introductory Rate Available
Duration:
Annual Fee: $0
Regular APR:
Reward Type:   rebate
The Vision Premier® Prepaid Visa® Card is a prepaid Visa debit card issued by the Bancorp Bank. It's not a bank account, or a credit card it is however, a way to set yourself free from costly interest charges and overdraft fees. To start with, there is no embarrassing credit check required to obtain a Vision Premier® Prepaid Visa® Card. All you have to do is fill out the easy online form after a simple verification of your identity (required by law) you will be mailed you very own Visa prepaid debit card. The Vision Premier® Prepaid Visa® Card gives you perks, privileges and rewards that are virtually never found on prepaid debit cards: you'll earn 1% cash back on gasoline purchases a rebate which is added directly onto your Vision Premier® Prepaid Visa® Card balance. Plus, you'll receive FREE roadside assistance as long as your card remains active each month. Some prepaid debit cards charge a fee when you use them to make purchases. With the Vision Premier® Prepaid Visa® Card, you can make unlimited signature as well as pin authorized purchases and it won't cost you any more than the price of whatever you're buying. The Vision Premier® Prepaid Visa® Card the perfect way to receive your paycheck, government benefits, or even your tax returns quickly. You'll also receive a FREE savings account with the Bancorp Bank. This savings account helps you build for the future and offers an excellent 5.65% APY on your savings account balance! Because you can only use the money that you've loaded onto your card, you'll never find yourself paying interest on an outstanding balance month after month. But you WILL enjoy many of the perks of having a bank account including FREE direct deposit! All these excellent features and more make the Vision Premier® Prepaid Visa® Card an excellent choice for anyone looking to break free of the vicious cycle of credit card interest charges or checking account Click here for a complete review.