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Basic Credit Card Information
Introductory Rate:
1.99% APR for 6 Months
Time Period:
Rate Applied To:
Balance Transfers
Additional Details:
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Regular APR:
Variable or Fixed:
Annual Fee:
$0
Annual Fee Details:
None
Application Fee:
Participation Fee:
Reload Fee:
Inactive Fee:
Total First Year Fees:
Type Of Rewards:
Point
Be sure to read the card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!
Credit Card Review
The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.
There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer.
This review was updated
Reward Program Information
Type Of Rewards:
Point
Reward Program Optional:
No
Optional programs may have a fee. See *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for details.
For Cards with Cash Back Incentives
Lowest Possible Rebate:
Highest Possible Rebate:
Additional Rebates:
Rebate Details:
For Cards with Point Incentives
Points Per Dollar Spent:
1 Point
Additional Points:
None
Point Details:
Points are redeemable for hotel, gift or experience rewards.
For Cards with Airline Incentives
Miles Per Dollar Spent:
Additional Miles:
Program Details:
Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
Special Notations about the IberiaBank Visa® Platinum Rewards Card
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!