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Basic Credit Card Information
Introductory Rate:
1.99% APR for 6 Months
Time Period:
Rate Applied To:
Balance Transfers
Additional Details:
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.
Regular APR:
Variable or Fixed:
Annual Fee:
$0
Annual Fee Details:
None
Application Fee:
Participation Fee:
Reload Fee:
Inactive Fee:
Total First Year Fees:
Type Of Rewards:
Be sure to read the card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!
Credit Card Review
The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance.
Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.
The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
This review was updated
Reward Program Information
Type Of Rewards:
Reward Program Optional:
Optional programs may have a fee. See *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for details.
For Cards with Cash Back Incentives
Lowest Possible Rebate:
Highest Possible Rebate:
Additional Rebates:
Rebate Details:
For Cards with Point Incentives
Points Per Dollar Spent:
Additional Points:
Point Details:
For Cards with Airline Incentives
Miles Per Dollar Spent:
Additional Miles:
Program Details:
Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various Internet account services.
Lost and stolen card reporting.
See website for additional benefits.
Special Notations about the IberiaBank Visa® Classic Card
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!